So you have now bought your trailer tent and are ready to enjoy the freedom and independence that having a trailer tent offers. The highways and byways beckon. The world truly feels like it’s your oyster.
But wait. Have you organised the insurance for your trailer tent?
At this point you might think that all you have to do is add your trailer tent to your car insurance policy. Well you can but perhaps that might not be the best way. Now is the time to think through how else you might insure your new belongings.
There is no doubt that adding your trailer tent to your existing car insurance policy will be the most straightforward thing to do and it will probably be the cheapest thing to do as well. But cheapest is not the same as good value and most car insurance policies will only cover trailer tents on a third party only basis which means you will be covered should your car or trailer tent cause damage to a third person or their property and possessions. In other words your property and possessions will not be covered even if you have a fully comprehensive insurance policy for your car.
Quite frankly this is not good enough. You want a policy that will cover you, your trailer tent and its possessions against any eventuality. No one wants their holiday ruined. No one wants to be out of pocket should they suffer any loss, damage or theft caused by something out of their control.
Trailer tents are specialised things to insure and so require specialist insurance to make sure that you can enjoy the freedom and independence you get from holidaying under your own steam, stress free. And that is why it is always best to insure your trailer tent separately from your car.
Specialist trailer tent insurance will cover you not just for the trailer and the tent but also for its contents though check carefully to see if more expensive items need separate or additional cover. You will also find that most trailer tent insurance will offer new for old cover as well as cover against accidental damage for both the trailer tent and its contents.
And because you are dealing with specialists who know how important your trailer tent is to you and your family, you will also be able to get cover which will provide for emergency recovery of the trailer tent as well as including hiring charges should you need an emergency replacement trailer tent to be hired.
Hopefully you are now persuaded that while including your trailer tent on your car policy might be more straightforward, taking the time and trouble to seek out a specialist trailer tent insurer is really a no brainer. If not, let’s hope that your holidays go incident free.
And two final tips before you hit the open road with your trailer tent. Make sure your policy will give you the level of cover you think you are going to need. And always shop around. Even for specialist insurance it still pays to shop around.