Archive for January, 2010

Jan 06

Trailer tent insurance works the same way as any other form of insurance. In other words the premium or cost quoted is calculated based on the level of cover provided and an assessment of the likely risks. In other words the lower the risk the easier it is to find insurance at reasonable cost.

It therefore follows that the more we do as owners to improve the security of our trailer tent the lower our premiums should be. And most specialist trailer tent insurers will reduce the cost of their cover if they can see that you are taking all responsible steps to improve the security.

So what can we do to get great value trailer tent insurance?

The first thing to do is make sure that all the obvious stuff is done. Check that there are sufficient good quality locks on the trailer tent. Everything that can be locked should be locked and it is worth paying a bit more to ensure you have the best locks you can afford. You should recover the cost in lower insurance premiums. It is also good sensible advice to make sure that all your valuable contents are always kept out of view and hidden.

Also think about where your trailer tent is stored and its security. If you can keep your trailer tent off the road and even better in a locked up garage, the cost of your insurance policy should fall dramatically. You may also find that you will get reduction for membership of something like the Caravan Club and if you use your trailer tent to visit authorised and licensed sites on the basis that the levels of security provided at these sites is usually enhanced.

It is also worth asking your trailer tent supplier about installing an alarm to alert you, your neighbours or anyone else in the vicinity that your trailer tent is being tampered with. Even if there is no one around, no thief likes to do their work with the sounds of an alarm ringing in their ears. Alarms scare people off.

And in the unlikely event that someone should make off with your trailer tent and all your possessions, a tracker device fitted should ensure that the trailer tent can be tracked, quickly intercepted and the property recovered. Again a tracking device properly and professionally fitted should see your insurance premiums fall.

Consider too postcode marking or the use of smart water on your possessions. These security devices mean your property can be quickly recovered and restored which means reduced payouts for insurance providers and lower costs for you.

As always at the end of day when buying insurance it is always worth doing your research and here the internet can be a very helpful and useful friend. But first do as much as you can to reduce the premiums and increase security. It is only common sense and surely we all want to have enjoyable incident free beaks with our trailer tent. By doing all you can to look after your trailer tent it will look after you.

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